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Thumbnail for Creamy Cajun Chicken Pasta
Creamy Cajun Chicken Pasta
Posted by John Hardy - Feb 13, 2020, 10:04 AM
This easy, creamy, Cajun chicken pasta is made with fresh peppers, green onions, chicken, Parmesan cheese and made in less than 45 minutes.
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Thumbnail for What can you do about your debt before you buy a home?
What can you do about your debt before you buy a home?
Posted by Mike Dein - Feb 12, 2020, 8:53 AM
When you apply for a mortgage, or any other loan or line of credit, your lender will look at your debt-to-income ratio or DTI.
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Thumbnail for Caution: What to Know When Buying a Home in Another Country
Caution: What to Know When Buying a Home in Another Country
Posted by John Hardy - Feb 10, 2020, 3:04 PM
Whether you plan to purchase an international vacation home or move abroad permanently, buying overseas is quite the undertaking.
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Thumbnail for How to Accurately Price Your Home for Sale
How to Accurately Price Your Home for Sale
Posted by John Hardy - Feb 6, 2020, 9:33 AM
Your home has probably appreciated since you bought it but do you know how much it’s worth? Avoid these red flags if you're going to sell this year.
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Thumbnail for Home Sellers See Record Profits
Home Sellers See Record Profits
Posted by Mike Dein - Feb 3, 2020, 1:14 PM
In 2019, sellers netted an average of $65,500, the highest level in 13 years.
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Thumbnail for Mahilitious! Pan Seared Mahi Mahi With Roasted Red Pepper and Cilantro Pesto
Mahilitious! Pan Seared Mahi Mahi With Roasted Red Pepper and Cilantro Pesto
Posted by John Hardy - Jan 31, 2020, 2:44 PM
If you’ve never had Mahi Mahi, you’re in for a treat as the roasted red pepper sauce and cilantro pesto adds color and texture to this flavorful dish.
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Thumbnail for 4 Housing Trends to Expect in 2020
4 Housing Trends to Expect in 2020
Posted by Mike Dein - Jan 29, 2020, 11:37 AM
The Federal Open Market Committee met for the first time in 2020 and based on minutes from last month's meeting, no interest rate movement is expected.
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Thumbnail for 4 Questions to Answer Before You Refinance Your Mortgage
4 Questions to Answer Before You Refinance Your Mortgage
Posted by Mike Dein - Jan 27, 2020, 10:09 AM
A refinance is a new loan that comes a new mortgage and closing costs. Whether or not it's right for you, depends on your answer to these four questions.
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Thumbnail for Market Forecast January 2020
Market Forecast January 2020
Posted by Mike Dein - Jan 24, 2020, 11:02 AM
Market Forecast: FHFA House Price Index, Mortgage Applications, Existing Home Sales
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Thumbnail for Could Densification Give Builders More Space to Build?
Could Densification Give Builders More Space to Build?
Posted by John Hardy - Jan 22, 2020, 9:14 AM
Across the country, home shoppers are competing over a limited homes. That crunch is not enough lots to build on, a shortage we predicted in 2012.
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Thumbnail for 3 Surprising Documents You May Need for Your Mortgage Application
3 Surprising Documents You May Need for Your Mortgage Application
Posted by Mike Dein - Jan 20, 2020, 10:22 AM
Be prepared before you start your application. Before you apply, gather bank statements, tax returns, pay stubs and possibly these three documents.
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Thumbnail for Credit Score Myths You Might Believe
Credit Score Myths You Might Believe
Posted by Mike Dein - Jan 17, 2020, 9:45 AM
Typically, a higher credit score shows lenders that you're responsible with your debt and may help you get a better interest rate but beware of these myths.
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Thumbnail for Rising Childcare Costs Hurt Homeownership
Rising Childcare Costs Hurt Homeownership
Posted by Mike Dein - Jan 15, 2020, 9:33 AM
A major challenge, when it comes to affording a home, is the high cost of childcare. One report found childcare costs have risen 49% in the last 25 years.
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Thumbnail for Your New Home Checklist
Your New Home Checklist
Posted by John Hardy - Jan 13, 2020, 9:10 AM
Moving into a new home is exciting – and can be overwhelming.  That’s why we’ve created your “Welcome Home” Checklist! 
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Thumbnail for Housing Market May See An Early Home Buying Season
Housing Market May See An Early Home Buying Season
Posted by John Hardy - Jan 8, 2020, 10:48 AM
Lower rates plus a more stable interest rate environment will likely trigger mortgage momentum heading into the new year.
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Thumbnail for Preventing Ring Doorbell and Camera Hacks
Preventing Ring Doorbell and Camera Hacks
Posted by John Hardy - Jan 6, 2020, 10:57 AM
Ring has been in the news lately for cyber criminals hacking into cameras as they did in this Nebraska home.
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Thumbnail for Watch Out for Haphazard Home Renovations
Watch Out for Haphazard Home Renovations
Posted by John Hardy - Jan 2, 2020, 4:39 PM
Buying a home that was recently renovated can be a great find or a big mistake. 
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Thumbnail for Fannie Mae: Upbeat Outlook for New Home Construction in 2020
Fannie Mae: Upbeat Outlook for New Home Construction in 2020
Posted by Mike Dein - Jan 2, 2020, 4:29 PM
Researchers predict single-family housing starts will accelerate 10% in 2020 after just a 1% growth this year.
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Thumbnail for What to Expect from the Housing Market in 2020
What to Expect from the Housing Market in 2020
Posted by John Hardy - Dec 30, 2019, 10:22 AM
Although recession rumors persisted throughout 2019, the economy does not appear to be slowing down drastically.
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Thumbnail for Is the home the next family heirloom?
Is the home the next family heirloom?
Posted by John Hardy - Dec 27, 2019, 1:17 PM
What do you do if you inherit a house? The three main options, move into the home and live there, turn it into a rental to income, or sell it for a profit. 
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Thumbnail for Cash-Out Refinances Reach 12-Year High
Cash-Out Refinances Reach 12-Year High
Posted by Mike Dein - Dec 26, 2019, 7:06 AM
According to a data analytics firm, refinance volume climbed 132% in the third quarter of 2019, the highest level in three years.
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Thumbnail for End-of-Year Finance Mistakes to Avoid
End-of-Year Finance Mistakes to Avoid
Posted by Mike Dein - Dec 23, 2019, 10:55 AM
Pay attention to finances now or it could cost you next year. Review your finances now to cut excess spending and take advantage of opportunities to save.
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Thumbnail for Happy Holidays
Happy Holidays
Posted by John Hardy - Dec 20, 2019, 8:46 AM
Wishing you a happy Holiday season and a joyous New Year.
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Thumbnail for Americans of All Ages are Not Moving
Americans of All Ages are Not Moving
Posted by John Hardy - Dec 19, 2019, 1:46 PM
If you’ve been house hunting in recent months, you’ve probably noticed fewer homes for sale. There is a housing inventory shortage and the data proves it.
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Thumbnail for Gen Z FICO Scores Exceed Millennial FICO Scores
Gen Z FICO Scores Exceed Millennial FICO Scores
Posted by Mike Dein - Dec 18, 2019, 1:30 PM
New data reveals that Generation Z (people born in 1995 and onward) have higher credit scores than both Millennials and Generation X.
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Thumbnail for Real Estate Experts Warn Against These Kitchen Trends
Real Estate Experts Warn Against These Kitchen Trends
Posted by John Hardy - Dec 16, 2019, 1:20 PM
What was hot will soon be not. Watch out granite, quartz is here to stay.
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Thumbnail for Avoid Debt this Holiday Season
Avoid Debt this Holiday Season
Posted by John Hardy - Dec 13, 2019, 1:32 PM
You want to shower your loved ones with gifts but you don't want the holidays to become a season of debt you'll still be paying for next year.
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Thumbnail for What Co-Signing on Someone Else’s Mortgage Means for You
What Co-Signing on Someone Else’s Mortgage Means for You
Posted by Mike Dein - Dec 11, 2019, 10:09 AM
If you have a good credit and steady income you may be asked to co-sign someone's home loan. If they miss a payment your FICO score can drop 90- 110 points.
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Thumbnail for Rental Rates Rise, Especially for Single-Family Homes
Rental Rates Rise, Especially for Single-Family Homes
Posted by Mike Dein - Dec 9, 2019, 10:59 AM
Renters are about to start paying more every month, according to data from CoreLogic, due to a shrinking supply of single-family rental homes.
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Thumbnail for Commonly Overlooked Home Hazards
Commonly Overlooked Home Hazards
Posted by John Hardy - Dec 4, 2019, 10:01 AM
You don’t have to save your cleaning for the spring! Zillow researchers narrowed down the top five household hazards and how you can avoid them.
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Thumbnail for Buying a Home for the Holidays
Buying a Home for the Holidays
Posted by John Hardy - Dec 2, 2019, 10:20 AM
During the holidays, home buying and selling activity tends to slow down, if you're a buyer this can work to your advantage.
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Thumbnail for Carne De Puerco En Chile Verde (Pork with Green Chili)
Carne De Puerco En Chile Verde (Pork with Green Chili)
Posted by John Hardy - Nov 15, 2019, 1:45 PM
This Mexican Chile Verde is made with tender pieces of pork simmered in a flavorful tomatillo and chili pepper broth.
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Thumbnail for 5 Home Improvement Trends from the Home Improvement Research Institute
5 Home Improvement Trends from the Home Improvement Research Institute
Posted by Mike Dein - Nov 13, 2019, 11:14 AM
Many homeowners are taking advantage of lower mortgage rates to reinvest in their home through improvement projects rather than search for a new home.
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Thumbnail for Seniors Need to Consider the Financial Perspective of Their Home
Seniors Need to Consider the Financial Perspective of Their Home
Posted by aneedham - Nov 11, 2019, 10:43 AM
After years of living independently and countless memories, you’ve made the difficult decision to move into an assisted living facility.
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Thumbnail for Looking to flip homes?  Look in the Midwest!
Looking to flip homes?  Look in the Midwest!
Posted by John Hardy - Nov 7, 2019, 7:03 AM
Home flipping is one of the ways real estate investors make money. The practice is usually popular in markets experiencing rapid appreciation.
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Thumbnail for Are you financially prepared for an emergency?
Are you financially prepared for an emergency?
Posted by John Hardy - Nov 4, 2019, 7:42 AM
A study shows that man Americans are unprepared for an emergency like a car accident or unexpected medical cost.
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Thumbnail for 7 Inexpensive Ways to Add Value to Your Home
7 Inexpensive Ways to Add Value to Your Home
Posted by John Hardy - Oct 30, 2019, 11:10 AM
A couple of inexpensive changes can make a big difference to potential buyers who are touring your home.
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Thumbnail for Warning: 7 Outdated Home Décor Trends According to Real Estate Experts
Warning: 7 Outdated Home Décor Trends According to Real Estate Experts
Posted by John Hardy - Oct 28, 2019, 9:51 AM
All good trends must come to an end! It all depends on how long you plan on living in your home. Your style preferences come first.
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Thumbnail for Expect Bidding Wars this Fall
Expect Bidding Wars this Fall
Posted by John Hardy - Oct 22, 2019, 8:53 AM
After a busy Spring, and two late-in-the-year rate cuts we're expecting an even busier Fall, bidding wars included.
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Thumbnail for Are you making this big money-saving mistakes?
Are you making this big money-saving mistakes?
Posted by Mike Dein - Oct 18, 2019, 8:46 AM
While most of us know we are “saving for retirement,” we may forget we are actually “investing for retirement.” 
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Thumbnail for Investing in Real Estate vs. Stocks
Investing in Real Estate vs. Stocks
Posted by Mike Dein - Oct 16, 2019, 8:43 AM
While all investments come with a degree of risk and reward, investing in real estate tends to appreciate over time, and it is a useable, tangible asset.
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Thumbnail for Many Seniors Prefer Multigenerational Housing
Many Seniors Prefer Multigenerational Housing
Posted by John Hardy - Oct 14, 2019, 4:45 PM
In 2018, 20% of Americans lived in a home that included adults from two or more generations. Multigenerational living is growing more common.
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Thumbnail for Why School Districts Matter, Even if You Don’t Have School-Age Children
Why School Districts Matter, Even if You Don’t Have School-Age Children
Posted by John Hardy - Oct 9, 2019, 10:32 AM
It will influence the overall value of your home. When it comes time to sell, it may even help you sell faster and earn a larger profit.
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Thumbnail for Average Consumer FICO Score Reaches 706
Average Consumer FICO Score Reaches 706
Posted by Mike Dein - Oct 4, 2019, 10:10 AM
If you are getting ready to refinance or buy a new home, find out your credit score.  A good credit score will help you qualify for your home loan. 
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Thumbnail for What Not to Do When the Fed Cuts Interest Rates
What Not to Do When the Fed Cuts Interest Rates
Posted by Mike Dein - Oct 2, 2019, 10:01 AM
Lower interest rates mean a lower cost to borrow money, but also a lower return on your savings investments. Here's what not to do when the rates drop.
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Thumbnail for Did you know your homeowner’s insurance may cover this?
Did you know your homeowner’s insurance may cover this?
Posted by John Hardy - Sep 27, 2019, 11:13 AM
Did you know your homeowner’s insurance may cover some unexpected hazards in addition to fire, theft and weather damage?
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Thumbnail for Home Buyers Rank Air Conditioning Over Proximity to Family and Friends
Home Buyers Rank Air Conditioning Over Proximity to Family and Friends
Posted by John Hardy - Sep 25, 2019, 10:06 AM
Buyers and renters today consistently rank features over location.
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Thumbnail for Profile of Today’s First-Time Home Buyer
Profile of Today’s First-Time Home Buyer
Posted by Mike Dein - Sep 23, 2019, 9:59 AM
Comparing the first-time home buyers of today to twenty years ago.
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Thumbnail for A Buyer’s Market Likely Coming this Fall
A Buyer’s Market Likely Coming this Fall
Posted by John Hardy - Sep 20, 2019, 11:34 AM
Many buyers are taking their time shopping for homes and bidding wars have declined, turning the seller’s market of previous years into a buyer’s market.
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Thumbnail for Watch Out: 7 Common HOA Rules You May Accidentally Break
Watch Out: 7 Common HOA Rules You May Accidentally Break
Posted by John Hardy - Sep 18, 2019, 1:44 PM
Seemingly routine changes to your home’s exterior or a friend visiting in a Recreational Vehicle may violate the rules and leave you with a fine or worse.
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Thumbnail for Listing Your Home?  Emphasize These Features if You’ve Got Them
Listing Your Home?  Emphasize These Features if You’ve Got Them
Posted by John Hardy - Sep 16, 2019, 10:34 AM
Zillow analyzed 4.6 million sales across the country and found that these features tended to sell homes faster and, in some cases, net a greater profit.
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Thumbnail for Think You’re Saving Money on that Fixer-Upper?  Think Again!
Think You’re Saving Money on that Fixer-Upper?  Think Again!
Posted by John Hardy - Sep 14, 2019, 10:28 AM
Survey discovers fixer-upper buyers spent much less than buyers who bought move-in ready homes but spent more than that difference to make it livable.
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Thumbnail for Would a Recession Impact Today’s Housing Market?
Would a Recession Impact Today’s Housing Market?
Posted by Mike Dein - Sep 12, 2019, 1:11 PM
Networks have been reporting on an impending recession. Although it would not be unusual, it will likely not have the same impact on housing market.   
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Thumbnail for Do the Math: How much do you need to save for a down payment?
Do the Math: How much do you need to save for a down payment?
Posted by Mike Dein - Sep 10, 2019, 8:38 AM
To determine how much you will need to save for a down payment, start with these equations.
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Thumbnail for How Soon is too Soon to Sell Your Home?
How Soon is too Soon to Sell Your Home?
Posted by John Hardy - Sep 6, 2019, 11:49 AM
Most real estate professionals recommend waiting at least five years after buying a home before selling it but sometimes you benefit from selling sooner. 
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Thumbnail for Tesla Tests Rental Solar Panels in Six States
Tesla Tests Rental Solar Panels in Six States
Posted by John Hardy - Sep 3, 2019, 10:20 AM
Tesla is pioneering a rental program with no installation costs and no time commitment. 
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Thumbnail for Po' Boy Burnt Ends
Po' Boy Burnt Ends
Posted by John Hardy - Aug 31, 2019, 10:44 AM
We've substituted chuck roast for beef brisket here, but the recipe works the same for both. Enjoy! You can make these on the smoker or in the oven.
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Thumbnail for Low-Cost Ways to Make Your Bathroom Feel Brand New
Low-Cost Ways to Make Your Bathroom Feel Brand New
Posted by John Hardy - Aug 26, 2019, 1:59 PM
There are ways to spruce up your bathroom without breaking the bank. Not ready for a full bathroom makeover, try these ideas.
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Thumbnail for 4 Ways to Reduce Your Biggest Expense During Retirement
4 Ways to Reduce Your Biggest Expense During Retirement
Posted by Mike Dein - Aug 22, 2019, 2:58 PM
Financial contributors at the Motley Fool compiled this list of four ways to reduce your biggest expense during retirement.
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Thumbnail for Millennial Homeowners Driving Home Improvement Spending
Millennial Homeowners Driving Home Improvement Spending
Posted by John Hardy - Aug 20, 2019, 11:33 AM
Millennials have found that buying a home that needs renovations allows them to become a homeowner sooner to build valuable equity faster.
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